Thinking of Going Electric? Here Are a Few Things to Consider

Electric and hybrid vehicles offer many advantages, but they also come with unique insurance considerations.

As more South Africans switch to electric and hybrid vehicles, it's important to understand how they differ when it comes to insurance and claims.

What does this mean for you?

If your EV or hybrid is involved in an accident:

• Repairs could take longer – There are currently limited qualified high-voltage (HV) technicians and specialist parts available in South Africa.
• Specialist towing may be required – EVs need to be handled correctly after an accident to prevent further damage and ensure safety.
• Your car hire benefit may not last long enough – Longer repair times could mean you're without your vehicle for longer. It's worth reviewing your car hire cover if you enjoy this benefit.
• Not every repairer can work on EVs – Find out about approved repairers with EV expertise.

A few simple tips

• Report your claim to us as soon as possible to help avoid unnecessary delays.
• Always arrange the correct towing.
• Even after a minor accident, have the high-voltage battery inspected before driving the vehicle again.
• Update your car hire benefit to cater for longer repair delays. If you don't currently have this cover, consider adding it – contact us for a quick quote.
• Keep a fire extinguisher suitable for lithium-ion battery fires.

If you'd like us to review your motor policy, discuss your car hire benefits, or answer any questions about insuring an electric or hybrid vehicle, please get in touch with us.